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Money Planner (Digital, 2027)

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Our digital Money Planner is your all-in-one guide for setting, tracking, and reaching your financial goals. With annual worksheets, monthly budgeting and review pages, a daily spending ledger, and more, it helps you stay on top of your spending, saving, and planning.

Use the Savings Planning Worksheet to dream up fun goals and map out exactly how you’ll fund them. Keep bills organized with the Bill Schedule at a Glance so you always know what’s due and when. You can also store important details with account information pages, a password organizer, in-case-of-emergency info, and a net worth worksheet. Managing your money truly has never been easier!


  • 5 stars: 72 (91%)
  • 4 stars: 1 (1%)
  • 3 stars: 2 (3%)
  • 2 stars: 1 (1%)
  • 1 star: 3 (4%)
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Alicia L.
Great financial resource!

This was my 3rd year using the money planner and it has helped so much! I have a singular location where everything is located for my finances that makes it amazingly easy to utilize. I’ve included 2 photos of my favorite spreads to use. The month overview really gets the most use from me of all the pages.

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Chelsea T.
The BEST

I love this money planner. It is the absolute best way to track all of your financial info in one place. I am able to track savings, spending, debt repayment and so much more. I usually print the digital version and put it in a binder so I can add more pages, credit card statements, bank statements, house project receipts, etc.

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Anita

They don’t tell you in advance that you have to download other apps in order to use it, or taht thise apps cost money. Its not very easy to figure out, even with the instructions. Once i finally got it uploadednon drop box and imported into goodreads, it wouldnt work. I gave up.

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Deborah

The planner is okay , I didnt realize or read that it is digital. I do love the ink pens and the fine point .

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Glenda E.
Money Planner

Very informative for organizing Money spending and budgeting.

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Jaclyn K.

Money Planner (Digital, 2026)

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Virginia

Difficult to use and you have to download an app and pay to use it.

I am so sorry that you aren't happy with your purchase of our Digital Money Planner. We mention in the listing that the digital planner works with apps like GoodNotes and Notability. Unfortunately, since those are third-party apps, we cannot control their fees. If you are unfamiliar with those apps, we recommend that you watch some videos so that you can learn how to get the most out of your planner.

That said, your purchase also includes the printable PDF files so that you can print off any additional pages that you might need. I hope that helps!

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Valerie N.W.
Money Planner Digital

I bought the digital at a great price! I wanted to test it out to see if I would like it before I bought the Money planner physical copy. If you are a digital person this is for you.

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Sarah
Amazing value if you love the physical Money Planner!

The second year I used this planner, I bought the digital version and had it printed locally. This was a great solution to save a little bit! I’m about to buy my third and am deciding whether to do physical or digital - you really cannot go wrong with either!

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Shelly F.

Money Planner (Digital, 2026)

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Tracey Y.
All you’ll ever need!

I fell in love with the paper version of the money planner, but have used the digital version for years. The ease and convenience of this product in digital form is unmatched. I will always suggest getting the physical copy for the envelopes, but digital gives you so much more flexibility with adding pages if needed and quick editing. If you’re on the fence, get the digital money planner and try it out!

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Melissa
Nice, prefer an undated version

Nice product, however I feel foolish. I thought I was buying the digital version of printed money planner- not realizing it was this one was dated. I’d prefer an undated copy, especially when purchasing halfway through the year. Also more blank spaces in budget and less “wordy” with instructions. All-in-all, a nice guide.

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Heather
Windows User - limitations in good notes

While the content of the planner itself is well thought out and no issues with downloading files. If you plan to use in a Windows or Android environment, know the limitations of the GoodNotes app on those platforms. For example, the monthly tabs will not show up only the bottom section tabs, the pages are still there but you have to scroll to find them. Also the sticker book will not contain any stickers as these are "elements" and not supported in the windows/android version of good notes. I don't have an issue with paying for the app, I will most likely just print or try to import. I am able to get it load into acrobat pdf reader and activate the tabs, so maybe I'll have to explore options in that program.

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Alisa B.

Really hoping this will help me get on track. Laid out well.

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L.N.L.

Nice thought but not user friendly. Needs an additional app. Does not work on phones which makes it not useful for people on the go.

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Laura S.
Love it

I’m an accountant and I love how in depth this is. It makes you excited about not spending money which sounds crazy!

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Amanda

Love this process!

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Laura V.

Money Planner (Digital, 2024)

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Amy S.
Great planner

God planner to get things set up with a plan. Would like to see a month calendar in each tab as well since bills can end mid year.

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Kristin F.
love this planner!

This planner has really helped me know what to do when. I have 6 kids and life gets crazy but this planner has helped me focus on what is necessary in my day.

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Christine S.
Best budgeting tool ever!

The format is simple and efficient. I love that I can print it out anytime that I need it.

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Tammie P.
Great for our finances

I have been using this to track all things money for our family. I like that I can print extra pages if I need them. Another Passionate Penny Pincher product that I love.

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Michelle

The journals are excellent!

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Laura C.

Even if you use the paper version, I love that it comes with the digital so that you can take it with you anywhere!

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Nicole L.
Fantastic

I love how great it is to plan from anywhere

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Celeste G.
Unexpected Bonus

We have very little debt, but have students gearing up college, and we're looking for a way to start a family business. Those things mean using our finances more wisely and returning to more frugal habits. Until I started using the regular home planner, I didn't realize I needed some help and accountability with the household finances. This has been just the tool to help with those goals and I can't wait to see how this helps me manage my household and income more wisely!

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Stephanie W.
Got Me Back on Track

Love this organized money planner. I really couldn't decide between going for the physical planner or the digital download, but at the end of the day I went with the download because I own an Epson EcoTank printer which barely uses any ink to print large ebooks. The money planner has realigned my focus on documenting each of my purchases so that my husband and I can understand our budget down to the penny. I also like the want vs. need vs. goal checklist.

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Taylor

I cannot wait to start this planner. My husband and I have tried different financial planners in the past and always come up with what I would like to have also and end up with a million planners I don't like. This one checks every box for me.

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Nicole L.
Fantastic

I love this planner. It's so helpful to see where my money is going

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Ashley F.
Can use multiple times

I really love that I can print these and use them multiple times, and I can only print the pages I need if I want to save ink!

This is Only the Beginning

you can do this!